For many people, a mortgage is likely to be their single largest and most long term financial commitment. Selecting the best mortgage to suit your circumstances is vitally important, so it is essential to take professional advice and make sure you get the most appropriate scheme from the huge number of mortgage choices available.
When choosing a mortgage, it is vital to look beyond what may be an attractive headline interest rate, and carefully examine the small print. You should familiarise yourself with any potential pitfalls, such as high fees, any early redemption penalties or tied-in insurances, which can often take the gloss off what may have initially seemed to be an attractive mortgage scheme.
This should not only make you aware of any fees early redemption penalties but also what options might be available at the end of the initial scheme.
At Coast to Coast, we have the specialist Chartered qualifications, expertise and experience that enables us to provide personalised independent financial advice for your individual mortgage planning needs, no matter how complex they may be. We offer a comprehensive range of mortgage products from across the market. We offer both first and second charge mortgages, but not deals that you can only obtain by going direct to a lender.
Please note we offer a free initial consultation without obligation.
A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.